Terms & Conditions for Car and Home Insurance Comparison with 1-Year Free WiseList+ Membership

1. Promotional Period This promotion is valid from 5th November 2025 to 1st December 2025, inclusive (the “Promotional Period”).

2. Eligibility To be eligible for the 1-year Free WiseList+ Membership (valued at $49.99), customers must:

  • Be at least 18 years old.
  • Be a resident of Australia.
  • Purchase a new Comprehensive Car Insurance or Home and Contents Insurance policy through the WiseList app or website during the Promotional Period.
  • Existing policyholders or customers renewing an existing policy are not eligible for this offer.

3. Payment and Policy Maintenance Requirements

  • Customers must pay a minimum of one (1) month’s premium upfront at the time of purchase.
  • The eligible insurance policy must remain active and not be cancelled, lapsed, or otherwise terminated for at least thirty-one (31) consecutive days from the policy’s effective start date.

4. Reward Activation

  • Subject to all eligibility and maintenance requirements being met, a 1-year Free WiseList+ Membership (valued at $49.99) will be activated on the customer’s WiseList account.
  • The membership will be activated within sixty (60) days after the policy has been maintained for the required 31-day period.
  • Customers will be notified via email (to the address associated with their WiseList account) once the free membership has been activated.

5. Conditions for Receiving the Membership Reward

  • The 1-year Free WiseList+ Membership is offered directly by WiseList and is not affiliated with, sponsored by, or issued by any insurance provider.
  • If the policy is cancelled, terminated, or not maintained for the full 31 days, the customer forfeits any right to receive the free membership.
  • Limit of one (1) free membership per eligible policy purchased during the Promotional Period.

6. Use of the WiseList+ Membership

  • The 1-year Free WiseList+ Membership is subject to the standard WiseList+ Terms of Use.
  • The 1-year free period begins on the date of activation.
  • At the conclusion of the 1-year free period, the membership will not automatically renew into a paid subscription.

7. Non-Transferability and No Cash Value

  • The 1-year Free WiseList+ Membership is non-transferable, not exchangeable for cash or any other form of credit, and cannot be sold or auctioned.
  • No cash or credit alternative will be offered. The membership is valid only for the WiseList account that purchased the eligible insurance policy.

8. No Combination with Other Offers

  • This promotion cannot be combined with any other promotions, discounts, or offers provided by WiseList, unless otherwise stated in writing by WiseList.