Ever look at your bank statement and wonder where your money is really going? Between bills with different due dates and subscriptions that auto-renew, it’s easy to lose track. According to a NAB study, Australian households could save around $670 a year just by trimming unused subscriptions alone.
That’s why we built the Bills & Subscriptions Tracker inside WiseList. It’s the one simple feature you need to bring clarity, control, and calm to your recurring payments. Stop the chaos, end the stress, and never overpay again.
One Hub to Rule Them All
Forget juggling different apps or spreadsheets. WiseList gives you a single, clear view of every financial commitment, from your electricity bill to your Netflix subscription.
Effortlessly Master Every Bill
Our Bill Tracker is designed to make late fees and disorganised paperwork a thing of the past.
- Snap & Scan: Simply take a photo of any paper bill. Our smart technology automatically reads the details like the provider, amount, and due date, and populates them for you.
- Smart Reminders: Get a friendly nudge before a bill is due, giving you plenty of time to pay and protecting your credit score.
- Organise with Ease: Sort your bills into categories like utilities, rent, and insurance so you can see exactly where your money is going.
- Your Privacy is Protected: Bill photos are saved locally to your phone, not stored in the cloud, ensuring your sensitive information remains private.
Take Back Control of Every Subscription
From free trials that expired to services you forgot you owned, our Subscription Manager puts you back in the driver’s seat.
- See Everything at a Glance: Add your subscriptions from a curated list (Spotify, gym memberships, etc.) or create your own custom entries.
- Stop Surprise Renewals: We’ll remind you 3 days before a subscription renews, giving you time to decide if you still need it and avoid unwanted charges.
- Spot Unused Subscriptions: Our clear overview helps you instantly identify services you’re paying for but no longer use, so you can cancel them and save.
- Understand Your Spending: See your total subscription costs broken down daily, weekly, monthly, or yearly.
What You Gain with WiseList
| The Benefit | Why It Matters |
| Financial Clarity | Know exactly what’s due, when it’s due, and how much you’re spending. |
| No More Surprise Charges | Avoid costly late fees on bills and stop paying for subscriptions you forgot about. |
| Save Real Money | Easily spot and cancel unused subscriptions, freeing up hundreds of dollars a year. |
| Reduced Stress | End the anxiety of managing payments. Feel confident and in control of your finances. |
| Smarter Budgeting | With a clear picture of your commitments, you can plan your spending more effectively. |
How It Works: Your 3-Step Path to Clarity
- Add Your Payments: From your WiseList Dashboard, tap ‘Bills’ to snap a photo of a bill, or tap ‘Subscriptions’ to add a recurring payment from our list.
- Let WiseList Organise: Our app automatically captures the details and sorts your payments. All you have to do is confirm the details are correct.
- Relax and Get Reminded: That’s it. We’ll notify you before anything is due, so you can focus on more important things.