Effective Date: 1st July 2025

1. The Promoter

This offer is promoted by WiseList Pty Ltd, ABN 86 625 148 496 (“WiseList”, “we”, “us”).

2. Offer Period

The WiseList Exclusive $300 Home Loan Cashback Offer (“Offer”) is available for a limited time.

  • Offer Commences: 12:01 AM AEST on 1 July 2025
  • Offer Ends: 11:59 PM AEST on 31 July 2025

To be eligible, a formal home loan application must be submitted within the Offer Period, and the resulting loan must reach settlement on or before 31 December 2025.

3. Eligibility Criteria

To be eligible for this Offer, you must:
a. Be an Australian resident aged 18 years or over.
b. Initiate your home loan journey by clicking a designated WiseList promotional link (e.g., from an email or advertisement) and completing the required steps, which may include booking and attending an appointment with our home loan partner.
c. Submit a formal application for a qualifying home loan via our home loan partner.
d. Be approved for the qualifying home loan and have the loan settle successfully.

4. Qualifying Home Loan

A “Qualifying Home Loan” for the purpose of this Offer must:
a. Be for a new residential property purchase or the refinance of an existing residential home loan from a different financial institution.
b. Have a total loan amount of $250,000 AUD or more.
c. Be with a lender from our home loan partner’s approved panel of lenders.

5. Exclusions

This Offer is not available for:
a. Internal refinances or top-ups of existing home loans with the same lender.
b. Bridging loans, construction loans, personal loans, or business loans.
c. Applications that have not been initiated via a designated WiseList promotional channel.
d. Employees of WiseList, Lendi Group, and their immediate family members.

6. The Offer

Eligible customers who successfully settle a Qualifying Home Loan will receive a one-time payment of $300 AUD (“Cashback”).

7. How to Claim

a. No claim form is required. Eligibility will be automatically assessed by WiseList and our home loan partner after the settlement of your Qualifying Home Loan.
b. The Cashback will be paid via Electronic Funds Transfer (EFT) to a valid Australian bank account nominated by you. You will be contacted after settlement to provide these details securely.
c. Payment will be processed within 60 days of the confirmed settlement date of the Qualifying Home Loan.
d. Only one Cashback payment is available per settled Qualifying Home Loan, regardless of the number of applicants on the loan. For joint applications, the Cashback will be paid to the primary applicant’s nominated account.

8. General Conditions

a. This Offer cannot be used in conjunction with any other offer, promotion, or discount from WiseList or its partners unless explicitly stated otherwise. b. WiseList reserves the right to verify the validity of all applications and to disqualify any applicant who is not in accordance with these Terms and Conditions.
c. WiseList reserves the right to amend, suspend, or terminate this Offer at any time by providing notice on our website. Any such change will not affect eligible applications submitted prior to the date of the change.
d. The Promoter’s decision on all matters relating to this Offer is final, and no correspondence will be entered into.
e. The Cashback may have tax implications. We recommend you seek independent financial or taxation advice regarding your specific circumstances.
f. All personal information will be handled in accordance with the WiseList Privacy Policy, available at https://www.wiselist.app/privacy.

9. Our Partners

Home loan application and brokerage services are provided by our trusted home loan partner. This Offer is exclusive to customers who commence their application journey with WiseList.

10. Contact Us

If you have any questions about this Offer, please contact our support team at support@wiselist.app