What is Hospital Cover?
Hospital cover is a type of private health insurance that helps pay for treatment when you are admitted to hospital as a private patient.
It works alongside Medicare and gives you more choice and control over your healthcare.
To find the best option, you can compare health insurance Australia.
What Does Hospital Cover Include?
- Hospital accommodation
- Surgery and theatre fees
- Doctor and specialist fees (partial)
Hospital Cover Tiers
Basic
Minimal coverage, mainly for tax purposes.
Bronze
Covers common treatments.
Silver
More comprehensive cover.
Gold
Full coverage including pregnancy and major procedures.
Benefits of Hospital Cover
- Shorter waiting times
- Choice of doctor
- Access to private hospitals
Do You Need Hospital Cover?
You may need it if:
- You want to avoid long public wait times
- You earn above MLS threshold
- You want private treatment
Compare Hospital Cover Today
Choosing the right policy depends on your lifestyle and budget.